Ride now, pay over time with Shop Pay
Every GhostCat can be financed right at checkout with Shop Pay Installments, powered by Affirm—so you can get on your bike now and spread the cost into manageable payments. No paperwork, no separate application, no leaving our checkout.
Your payment options
- Pay in 4 — Split eligible orders into 4 interest-free payments over 6 weeks. No interest, no fees when you pay on time.
- Monthly financing — For larger purchases like our bikes, choose a monthly plan (typically 3 to 24 months) with a clear rate shown up front before you commit.
How it works
- Add your GhostCat to the cart and head to checkout.
- Select Shop Pay and choose the Installments option.
- Get a real-time decision—checking your eligibility won’t affect your credit score.
- Pick the plan that fits your budget and ride now.
Why Shop Pay Installments
- Transparent by design. You always see your total cost and payment schedule before you buy—no surprises.
- Built into checkout. It’s part of Shop Pay, so there’s nothing extra to download or sign up for.
- Flexible. Interest-free Pay in 4 on smaller orders, or longer monthly terms on a full build.
Payment options through Shop Pay Installments are subject to eligibility and are offered by Affirm and its lending partners (see affirm.com/lenders). Options depend on your purchase amount, and a down payment may be required. Rates range from 0–36% APR based on eligibility. For example, a $2,000 purchase might cost $189.79/mo over 12 months at 15% APR. Payment options are not available in all states. Actual terms are shown at checkout. Not a commitment to lend.